Are You Going Through A Divorce?
If you're going through a divorce and searching for a loan officer who truly understands the financial complexities involved, you're in the right place. DMPNE helps you make informed decisions without delays or surprises.
Are you looking for a CDLP?
If you're going through a divorce and searching for a CDLP who truly understands the financial complexities involved, you're in the right place. Divorce isn’t just a legal process—it’s a financial turning point that can impact your home, your equity, and your future.
Working with a divorce-focused mortgage professional ensures that every decision you make is informed, strategic, and aligned with your long-term goals.
The Divorce Mortgage Planning Report
The Divorce Mortgage Planning Report acts as a strategic financial roadmap designed to help divorcing individuals, attorneys, mediators, and financial professionals make informed mortgage and property-related decisions during the divorce process.
Clients gain valuable insight into:
Refinancing versus mortgage assumption strategies
Cash flow and affordability analysis
Property division and equity buyout options
Mortgage eligibility and financing feasibility
Support income qualification requirements
Potential tax implications and bottom-line outcomes
What’s Included in the Divorce Mortgage Planning Report
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An introductory meeting focused on understanding your goals, concerns, financial situation, and mortgage-related needs during the divorce process.
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We assist with gathering and organizing critical financial and mortgage documentation needed for accurate analysis and strategic planning.
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A detailed review of income sources, debt obligations, support payments, assets, liabilities, and mortgage financing considerations.
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Gain insight into how current tax tables and mortgage strategies may impact your financial future, including the differences between refinancing, retaining, or assuming a mortgage.
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A comprehensive review of your customized report, including mortgage strategies, property division considerations, financing options, and actionable next steps.
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As negotiations or circumstances evolve, the report can be updated to reflect changing financial situations, settlement structures, or mortgage scenarios.
Specialized Areas of Analysis
Home Equity & Buyout Analysis
We evaluate home equity, refinancing options, and buyout strategies to help clients better understand potential settlement outcomes and long-term affordability.
Credit Review & Joint Debt Strategy
Review of credit history, debt obligations, and joint liabilities with guidance designed to improve mortgage readiness and financial positioning.
Employment & Support Income Evaluation
A comprehensive analysis of employment income, self-employment income, spousal support, child support, and investment income to determine mortgage qualification potential.
Mortgage Assumption Guidance
Strategic assistance for clients exploring mortgage assumption options, including lender communication, documentation support, and ownership transition planning.
Rental Property & Cash Flow Analysis
Detailed evaluation of rental property income and expenses to assess mortgage qualification opportunities and future investment sustainability.
Mediation & Collaborative Divorce Support
Neutral mortgage-related insight and financial guidance designed to support productive conversations during mediation and collaborative divorce proceedings.
Download a sample report today!
Why Divorce Requires a Specialized Loan Officer
1
Complex Income Situations
Divorce can change how income is viewed and calculated when qualifying for a mortgage.
2
Asset Division
Matters
Decisions about equity, buyouts, and property ownership must be handled strategically.
3
Legal
Coordination
Mortgage decisions often need to align with attorneys, mediators, and court agreements.
4
Long-Term Financial Impact
The choices you make now can affect your financial future for years to come.
Meet The Team
Renee Coleman, Divorce Mortgage Specialist
With over 20 years of experience in the mortgage industry, Renee Coleman specializes in helping individuals navigate the financial side of divorce. As a Certified Divorce Lending Professional (CDLP), she provides expert guidance tailored to the unique challenges that come with separating assets and restructuring homeownership.
Renee works closely with attorneys, mediators, and financial professionals across Massachusetts to ensure her clients make informed, confident decisions during a difficult time.
Maggie Ek
Maggie Ek is a Certified Divorce Lending Professional (CDLP®) with more than 25 years of experience in the financial industry. After building her career in banking and lending, she transitioned to mortgages financing in 2018 and discovered her passion for helping clients achieve homeownership.
Maggie specializes in guiding individuals and families through every stage of the home financing process—from pre-approval to closing—with a focus on clarity, communication, and confidence. She is passionate about tailoring each solution to fit her clients’ unique needs and goals.
⦿ Certified Divorce Lending Professional (CDLP®)
⦿ 25+ years of financial industry experience
⦿ Expertise in conventional, jumbo, FHA, and VA loans; as well as options alternative income specialty loans (i.e. small business owners, asset allocation, 1099 and rental income)
⦿ Community-focused professional
How We Help You During Divorce
⦿ Evaluate your options for keeping or selling the home
⦿ Structure equity buyouts between spouses
⦿ Explore refinancing solutions
⦿ Help you qualify based on your post-divorce financial picture
⦿ Plan for future homeownership
Our Divorce Mortgage Process
1
Consultation
We start with a conversation to understand your situation and goals.
2
Financial
Review
We analyze income, assets, and potential mortgage options.
3
Strategy Development
We map out the best path forward based on your divorce scenario.
4
Execution
We coordinate with your legal team and guide you through closing.
Why Partner With DMPNE?
⦿ Provide case-specific mortgage analysis to support informed negotiations
⦿ Collaborate with attorneys and mediators to align financing with settlement terms
⦿ Pre-qualify clients early to identify realistic housing and buyout options
⦿ Structure clean, executable financing strategies that reduce delays and revisions
⦿ Help you guide clients with confidence by eliminating financial guesswork
Offerings
DMPNE has a way to fit every client’s needs. Select the best option for you to start with!
1
Free Consultation
2
Hourly Rate
3
Flat Fee
Serving Clients Across The United States
We work with clients throughout the United States. Whether you're early in the process or finalizing your divorce agreement, we’re here to help you move forward with clarity.
Get clear answers and a strategy tailored to your situation.Talk to a Divorce Mortgage Specialist Today
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Frequently Asked Questions
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Yes, depending on your financial situation. We help evaluate whether keeping the home is a viable option.
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In many cases, yes—especially if one spouse is keeping the home. We’ll guide you through that process.
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A professional who understands how divorce impacts mortgage qualification, asset division, and long-term financial planning.
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Income, debts, and asset division can all impact your ability to qualify. Proper planning is key.
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Yes, we frequently collaborate with legal professionals to ensure everything aligns.